রবিবার, ৩০ সেপ্টেম্বর, ২০১২

Tips on Making an Investment in Stock | Penny Stocks

Investment In Stock

Investment in Stock vs. Savings

If you have a substantial amount of money, it makes more sense to make an investment in stock than it does to open a savings account. Many people feel security in housing their money in bank accounts because they know that the FDIC insures the deposit. However, if you look at the real rate of inflation these days, you will see that bank accounts do not offer enough interest to keep up with government money printing. By keeping your money in a bank account, you are actually losing money. It makes almost as much sense to bury the money in your backyard or hide it in your mattress.

An investment in stock involves some risks. Any well-balanced portfolio, though, can minimize those risks while maximizing the earnings. As long as you diversify your holdings in different types of investments, you should prosper in the long run.

Types of Investment in Stock

There are different ways to make an investment in stock. Straightforward investing involves the purchase of a company?s stocks. This turns the stockholder into a part-owner of the company. Most people with a passing knowledge of investment understand this. Many of them fear the possibility of a company setback significantly reducing the value of the stock.

There are safer ways to invest. You can buy shares in an index fund, which spreads its money out over several, diverse companies. This way the effects of any setbacks are lessened by the stability or success of other stocks in the fund portfolio.

You can also protect your money by simply diversifying your holdings. Do not lump all your money into one or even a few stocks. Spread your investment in stock over several diverse companies that will follow distinct trends in the market.

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Mexico captures Zetas cartel capo 'El Taliban': navy

The Mexican navy brought a suspected leader of the brutal Zetas drug cartel before news cameras Thursday, after catching the capo amid a violent rift within the powerful criminal gang.

The 42-year-old Ivan Velazquez Caballero, known as "Z-50" and "El Taliban," stood stone-faced as marines presented him to the press, wearing a checkered long-sleeve shirt and a bullet-proof vest with two other captured suspects.

Marines detained Velazquez Caballero on Wednesday in a house in the central city of San Luis Potosi, from where he directed operations in four central and northern Mexican states, the navy said.

He was on the list of the 37 most wanted drug lords -- with a $2.3 million reward for information leading to his arrest.

The arrest shed light on a feud within the Zetas, with the navy saying Velazquez Caballero had defied one of the cartel's bosses.

But while the Zetas are divided, the arrest will likely not disrupt the cartel's operations because it is set up like a franchise with cells spread out in various states, analysts said.

"It's important, because El Taliban was a violent and cruel figure, but it does not weaken the Zetas," said Ricardo Ravelo, author of the book "Five Stories of the Zetas."

Velazquez Caballero had allegedly been the Zetas' regional capo in Zacatecas, Aguascalientes, Guanajuato and Coahuila states since 2007, said navy spokesman Jose Luis Vergara, a vice admiral.

"Some sources say he challenged Miguel Trevino Morales, alias 'Z-40,' starting a struggle for control of San Luis Potosi," Vergara said.

The power struggle is believed to have led to the execution of 14 of Velazquez Caballero's followers in San Luis Potosi in August, he added.

Mexico has been in the grip of a brutal drug war that has left some 60,000 people dead since the launch of a military crackdown against the cartels in 2006.

Authorities have attributed a series of murders near the US border in recent months to disputes among the Zetas.

Two weeks ago, 16 bodies were found in the border city of Nuevo Laredo. Nine of the bodies were hanging from a bridge, with messages from Zetas-linked gangs accusing each other of treason.

A navy source, who requested anonymity, told AFP that Velazquez Caballero had approached Gulf Cartel leaders to seek an alliance against Trevino Morales.

The weekly magazine Proceso has reported that Velazquez Caballero had posted street signs in the north and online videos accusing Trevino Morales of betraying some of his lieutenants and ratting them out to the authorities.

US authorities say the Zetas, who are led by Trevino Morales and Heriberto Lazcano, are one of Mexico's most powerful gangs alongside the Pacific region's Sinaloa federation, led by fugitive Joaquin "El Chapo" Guzman.

Much of the northeast is in the clutches of the Zetas cartel, which was founded by former Mexican special forces soldiers who went rogue and are known for decapitating and dismembering their enemies.

The Zetas were originally hired as enforcers for the Gulf Cartel, but turned on their employers and have fought them for control of lucrative drug routes to the United States.

The navy struck a major blow against the Gulf Cartel this month, arresting its suspected kingpin, Jorge Eduardo Costilla, alias "El Coss," and another senior leader, Mario Cardenas Guillen, known as "El Gordo."

The weakening of the Gulf Cartel and Zetas infighting could clear a path for Guzman to grab the northeast coast, analysts said.

"This is great news for El Chapo. I'm sure he's sitting back and laughing right now," said Sylvia Longmire, a former US Air Force special agent and author of "Cartel: The Coming Invasion of Mexico's Drug Wars."

"I'm sure El Chapo can work this to his advantage," she told AFP. "And I'm sure he's going to try."

Source: http://www.terradaily.com/reports/Mexico_captures_Zetas_cartel_capo_El_Taliban_navy_999.html

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RIYADH, 23 April ? Inadequate knowledge of firewalls and other elements of the data security system is rendering some of the Kingdom?s major organizations vulnerable to cyber attacks. ?One of the problems we have faced ?

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Holiday gifts take wraps off China graft challenge

SHANGHAI | Sun Sep 30, 2012 3:12am BST

SHANGHAI (Reuters) - The pre-holiday procession of Chinese entrepreneurs bearing gifts for the officials who hold sway over their businesses highlights the ubiquity of corruption in China and the difficulty the government will have in stamping it out.

For the past few weeks, business people across the country have been preoccupied not with their companies' operations, but with delivering thinly veiled bribes to the officials who grant them permits, sign off on the quality of their products or validate their tax bills.

The gift-giving ahead of the traditional Mid-Autumn Festival and National Day holiday, for which the country will virtually shut down for the week beginning on Monday, has created traffic jams and parking chaos outside many government agencies' offices, according to residents of several cities.

Bearing gift cards, premium liquor, luxury products and even airline tickets, entrepreneurs visit the officials they need to maintain good relations with or expect to receive favours from, perpetuating a culture of corruption about which foreign businesses frequently complain.

"It's the small potatoes that have the biggest appetites," said Li, a woman who runs a retail business in Jinan, capital of the eastern province of Shandong. She declined to give her full name.

KEEPING SCORE

Since early September, Li has been busy delivering gift cards, in particular to the district-level officials who sign off on the permits she needs to stay in business.

For this year's festival, she has had to hand out cards worth at least 5,000 yuan ($800) to each official she needs to keep happy. Before the Lunar New Year in the spring of each year, district officials expect double that, she said. Some also demand regular smaller gifts throughout the year.

"They all keep a record book of the reputations of gift-giving by people. If you're not generous enough or didn't perform well during a specific holiday, then word will spread fast," said Li.

Such widespread corruption is nothing new; it has long been recognised as a problem, and the government has taken steps to crack down, especially on officials who are caught red-handed.

But the prevalence of holiday bribe-taking on the eve of the early-November Communist Party Congress - at which a new generation of top leaders will be anointed and ahead of which Beijing is particularly sensitive about issues like corruption - underscores the degree to which it is entrenched.

While the downfall of Bo Xilai - a one-time rising political star who was expelled from the Party on Friday on allegations including taking huge bribes - has embarrassed the Party and government, business people say such behaviour is just the tip of the iceberg, with corruption extending down to country townships and city districts.

WATCHES A NO-NO

Beijing's anti-corruption fight has had some impact.

With the Party's reputation singed by a series of corruption scandals and rising public ire over them, it has imposed a "frugal working style" rule on civil servants effective October 1, barring them from spending public money on banquets or fancy cars, and from accepting expensive gifts.

But rather than stamp out bribe-taking, the main result has been a shift in the types of gifts given, away from luxury watches and flashy handbags and towards things like gift cards that can be passed on with a handshake or left discreetly in an office, according to several business people.

Those sensitivities were heightened when an official in Shaanxi province was fired a week ago for discipline violations after internet users collated photos of him wearing a number of luxury watches on various occasions, prompting a flurry of criticism online.

"Watches are not popular now, they're too dangerous to wear," said a businessman named Zhuang, an entrepreneur in Nantong in the eastern province of Jiangsu.

To get around that, in addition to gift cards, many people give gifts together with their receipts, so officials can return the gift for cash, he said.

But there is no option but to keep on giving.

"If I don't make them happy, they will cause trouble for my company," Zhuang said.

(Additional reporting by Shanghai Newsroom; Editing by Robert Birsel)

Source: http://feeds.reuters.com/~r/Reuters/UKBusinessNews/~3/Im5m9l4dWBw/uk-china-bribery-idUKBRE88T01820120930

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Spain, Portugal hit with anti-austerity protests

Spain's Treasury Minister Cristobal Montoro shows his papers reading "expenses of ministries get down 8.5 %" during during a news conference at Parliament in Madrid, Spain , Saturday, Sept. 29 , 2012. Spain's public debt will reach 90.5% of its gross domestic product in 2013 with new austerity budget, according to government documents. Spain also raised the forecast for this year to 85.5% from the 79.8% originally forecast. Finance Minister Cristobal Montoro spoke after presenting the 2013 draft budget that the government announced Thursday would cut overall spending by euro 40 billion ($51 billion). The budget also reduces funds available for unemployment payments by 6.3 percent, and support for Spain's royal house by 4 percent. (AP Photo/Andres Kudacki)

Spain's Treasury Minister Cristobal Montoro shows his papers reading "expenses of ministries get down 8.5 %" during during a news conference at Parliament in Madrid, Spain , Saturday, Sept. 29 , 2012. Spain's public debt will reach 90.5% of its gross domestic product in 2013 with new austerity budget, according to government documents. Spain also raised the forecast for this year to 85.5% from the 79.8% originally forecast. Finance Minister Cristobal Montoro spoke after presenting the 2013 draft budget that the government announced Thursday would cut overall spending by euro 40 billion ($51 billion). The budget also reduces funds available for unemployment payments by 6.3 percent, and support for Spain's royal house by 4 percent. (AP Photo/Andres Kudacki)

Protestors hold a banner reading "you don't represent us" during a demonstration against austerity measures announced by the Spanish government in Madrid, Spain, Tuesday, Sept. 25, 2012. Spain's Parliament has taken on the appearance of a heavily guarded fortress with dozens of police blocking access from every possible angle, hours ahead of a protest against the conservative government's handling of the economic crisis. The demonstration, organized behind the slogan 'Occupy Congress,' is expected to draw thousands of people who call for Parliament to be dissolved and fresh elections held, claiming the government's austerity measures show the ruling Popular Party misled voters to get elected last November. (AP Photo/Andres Kudacki)

(AP) ? Thousands of Portuguese enduring deep economic pain from austerity cuts took to the streets Saturday in protest, and Spanish demonstrators outraged over similar measures were preparing to approach parliament for the third time this week to vent their anger against tax hikes, government spending cuts and the highest unemployment rate among the 17 nations that use the euro currency.

In Lisbon, retired banker Antonio Trinidade said the budget cuts Portugal is locked into in return for the nation's ?78 billion ($101 billion) bailout are making the country's economy the worst he has seen in his lifetime. His pension has been cut, and he said countless young Portuguese are increasingly heading abroad because they can't make a living at home.

"The government and the troika controlling what we do because of the bailout just want to cut more and more and rob from us," Trinidade said, referring to the troika of creditors ?the European Commission, the European Central Bank and the International Monetary Fund. "The young don't have any future, and the country is on the edge of an abyss. I'm getting toward the end of my life, but these people in their 20s or 30s don't have jobs, or a future."

In Spain, marchers were preparing to again head toward parliament, where Prime Minister Mariano Rajoy has an absolute majority and has pushed through waves of austerity measures over the last nine months ? trying to prevent Spain from being forced into the same kind of bailout taken by Portugal, Ireland and Greece.

The protests near Spain's parliament turned violent Tuesday and Wednesday nights when protesters clashed with riot police, who barricaded entry to the streets surrounding government buildings. Dozens of people were arrested and injured.

On Friday, Rajoy's administration presented a 2013 draft budget that will cut overall spending by ?40 billion ($51.7 billion), freezing the salaries of public workers, cutting spending for unemployment benefits and even reducing spending for Spain's royal family next year by 4 percent.

Investors worried about Spain's economic viability have forced up the interest rate they are willing to pay to buy Spanish bonds. The country's banks hurting from a property boom that went bust are set to get help soon from a ?100 billion ($129 billion) financial lifeline from the eurozone, and Rajoy is pondering whether to ask for help from the ECB to buy Spanish bonds.

Finance Minister Cristobal Montoro said Saturday that the budget cuts for next year were necessary to ease market tensions and try to bring down high interest rates Spain must pay to get investors to buy its bonds.

___

Associated Press television producer Yesica Fisch contributed from Lisbon, Portugal.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-09-29-Europe-Austerity%20Protests/id-d8fda3f9b15e4808a2d460dc4f1c3727

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শনিবার, ২৯ সেপ্টেম্বর, ২০১২

Tourists among 19 killed in fiery Nepal plane crash

AP

People gather around the burning wreckage at the crash site near Katmandu, Nepal, early Friday.

By NBC News wire reports

KATMANDU, Nepal -- A plane carrying trekkers to the Everest region crashed and caught fire just after takeoff Friday in Nepal's capital, killing 19 people.

The victims included British, Chinese and Nepali passengers, authorities said.

The pilot of the domestic Sita Air flight reported trouble two minutes after takeoff, and Katmandu airport official Ratish Chandra Suman said the pilot appeared to have been trying to turn back.?

The crash site is only 547 yards from the airport, and the wrecked plane was pointing toward the airport area.

Reuters said it was a twin-engine, propeller-driven Dornier aircraft.

Investigators were trying to determine the cause of the crash and identify the bodies. Suman said he could not confirm if the plane was already on fire before it crashed.

Villagers forced back by flames
Cellphone video shot by locals showed the front section of the plane was on fire when it first hit the ground and appeared the pilot had attempted to land the plane on open ground beside a river.

The fire quickly spread to the rear, but the tail was still in one piece at the scene near the Manohara River on the southwest edge of Katmandu.

Villagers were unable to approach the plane because of the fire and it took some time for firefighters to reach the area and bring the fire under control.

Nepal officials: 6 survive, 15 killed as plane hits mountain in Himalayas

Soldiers and police shifted through the crash wreckage looking for bodies and documents to help identify the victims.

Seven passengers were British and five were Chinese; the other four passengers and the three crew members were from Nepal, authorities said.

Large number of local people and security forces gathered at the crash site. The charred bodies were taken by vans to the hospital morgue.

Gateway to Everest
The weather in Katmandu and surrounding areas was clear on Friday morning, and it was one of the first flights to take off from Katmandu's Tribhuwan International Airport. Other flights reported no problems, and the airport operated normally.

The plane was heading for Lukla, the gateway to Mount Everest. Thousands of Westerners make treks in the region around the world's highest peak each year. Autumn is considered the best time to trek the foothills of the Himalayan peaks.

More international coverage from NBC News?

In May, 15 people were killed when their plane crashed into a hill in northwest Nepal.

Autumn is the peak tourism season in Nepal which has eight of the world's 14 highest mountains, including Mount Everest. At least 11 people were killed in an avalanche in northwest Nepal on Sunday.

The Associated Press and Reuters contributed to this report.

Dec. 4: Nepal's top politicians hold their Cabinet meeting on Mount Everest to highlight the danger global warming poses on glaciers ahead of next week's climate change talks in Copenhagen. Msnbc.com's Dara Brown reports.

More world stories from NBC News:

Follow World News from NBCNews.com on Twitter and Facebook

Source: http://worldnews.nbcnews.com/_news/2012/09/28/14133811-tourists-headed-for-everest-region-among-19-killed-in-fiery-nepal-plane-crash?lite

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Pets Share Our Environment and Our Diseases | Politics and ...

When Janet Riordan returned home from a European vacation in January, she expected a storm of tail wagging and barking from her seven-year-old golden retriever, Reggie. The moment she saw him, she knew something was wrong. ?He came to me in my arms and appeared to be sobbing. I had never seen an animal behave like that,? said Riordan, who lives in Mequon, a suburb of Milwaukee, Wisconsin.

A veterinarian confirmed her fears: Reggie had an aggressive form of lymphoma, a cancer of the white blood cells. Riordan knew the toll that lymphoma could take. Four years earlier her father died of it. ?It was devastating,? Riordan said. ?I never thought I would lose my dad and my dog to the same disease.?

Pet owners share their homes, their exercise habits, and sometimes even their food with their four-legged companions. And increasingly, they are sharing the same diseases: Dogs and cats suffer from obesity, diabetes, heart disease, cancer, thyroid disorders, and asthma, just like humans.

Now researchers are examining the role that pollutants and other environmental factors may play in these dual diseases. Doctors and veterinarians have begun to work together to investigate common risk factors, such as pesticides, air pollutants, cigarette smoke, and household chemicals. ?Because our pets share our environments, they are exposed to many of the same pollutants as us,? said Melissa Paoloni, a veterinary oncologist at the National Cancer Institute in Maryland.

Pets, like many young children, often have higher exposures to lawn and garden pesticides and to household chemicals that can accumulate in dust or on carpets. Scientific research is beginning to reveal some links between their environment and their health. Lawn care chemicals may increase the risk of canine lymphoma and bladder cancer. Cats exposed to flame retardants have a higher rate of thyroid disease, according to one study. And researchers are launching the largest project ever to tackle disease prevention and treatment in dogs. ?People are beginning to realize the untapped resource that companion animals present for research in human health,? said Rodney Page, director of the Colorado State University?s Animal Cancer Center.

Studies in pets can never replace studies in humans, but they can present corroborating evidence. Linking pollutants to human health effects can prove controversial, ?but if we can find the same links in dogs or cats, that can have a powerful effect,? said John Reif, a Colorado State University veterinarian and epidemiologist. ?It?s one more piece of evidence that the link is a real one.?

Riordan will never know what caused Reggie?s lymphoma. Golden retrievers generally have a high rate of cancer, most likely for genetic reasons. But some research suggests that environmental chemicals may play a role in the development of lymphoma in dogs.

Researchers at the University of Massachusetts and the Tufts University Cummings School of Veterinary Medicine questioned the owners of more than seven hundred dogs about use of pesticides. Roughly one-third of the dogs had been diagnosed with canine malignant lymphoma, while the other two-thirds had either benign tumors or were undergoing non-cancer surgeries.

Dogs whose owners reported use of professionally applied lawn pesticides were 70 percent more likely to have lymphoma, according to the study published in the journal Environmental Research in January. Dogs also were at higher risk of lymphoma if their owners used self-applied insect growth regulators on their yards, such as Nylar, Precor, and Gentrol, which control cockroaches, fleas, and other pests. However, dogs exposed to flea powders, sprays, and on-spot treatments were no more likely to develop lymphoma than those whose owners did not use them,

In addition, Scottish terriers exposed to certain herbicides, including the common weed killer 2,4-D, were more than four times likely to develop bladder cancer than those whose yards were untreated, according to a 2004 by Purdue University veterinarians.

Results of other studies have been mixed, with some showing an increased lymphoma risk in pets exposed to lawn chemicals and others finding no link. Malignant lymphoma in dogs closely resembles non-Hodgkin?s lymphoma. More than 60,000 Americans a year are diagnosed with the disease, making it the sixth most common cancer in the United States. ?The close interaction and shared household environments of dogs and their human owners provides a unique opportunity for evaluating how herbicide and pesticide exposure may contribute to human non-Hodgkin?s lymphoma,? the study authors wrote.

Pesticides may increase the risk of the disease in people, too. Last year, Danish researchers found that people with high levels of DDT and other organochlorine pesticides were more likely to develop non-Hodgkin?s lymphoma years later. ?Clearly dogs are not humans, but physiologically speaking, they are very similar,? said Lisa Barber, a veterinary oncologist at Tufts University and study author.

?The most heartbreaking thing is their short lifespan. It?s also what makes them useful models for human disease,? she continued. Because dogs live accelerated lives compared with humans, researchers can gather information on a lifetime of exposure much more quickly than in people.

Using animals as sentinels for human health is not a new concept. More than one hundred years ago, miners took caged canaries into coal mines to warn them of toxic gases. In the 1950s, thousands of people in Japan died or suffered serious effects from eating mercury-poisoned fish from Minamata Bay. Locals had first noticed strange neurological symptoms in cats, which they described as dancing in the streets before collapsing and dying.

Pets also played an important role in drawing a link between asbestos and mesothelioma. In the 1980s, researchers found high levels of asbestos fibers in the lungs of pet dogs diagnosed with the lung disease. The finding helped increase understanding of the threats that asbestos posed to people, said Reif from Colorado State.

More recently, researchers have found that ozone, the main ingredient of smog, may contribute to asthma in cats, and household tobacco smoke may be a risk factor for nose, throat, and lung cancers in dogs. A rise in hyperthyroidism in cats also has been linked to brominated flame retardants, which are used in upholstery and electronics and contaminate dust and canned cat foods. Cats with overactive thyroids ? which can lead to weight loss, increased appetite, hyperactivity and death ? had higher blood levels of the chemicals, according to one small study led by Environmental Protection Agency scientists.

Because of their meticulous grooming habits, cats may ingest a lot of dust. The link to hyperthyroidism in felines ?should be alarming to parents of crawling toddlers who explore their environments by putting everything in their mouths,? said Donna Mensching, veterinary medical director of the Washington Poison Center in Seattle.

Toddlers with high exposure to the flame retardants have lower IQs, according to one study. The chemicals also have been linked to altered thyroid hormones in pregnant women, which might harm a baby?s brain development.

Looking at the way environmental pollutants might interact with genetics in animal breeds susceptible to certain diseases may benefit human health as well. ?We know something about their breed history and susceptibility to certain diseases, which may make it easier to tease out gene-environment interactions,? said Dr. Robert A. Hiatt, an epidemiologist at the University of San Francisco and a former family physician. The functions of certain genes are very similar in dogs and humans, according to Hiatt. ?What we learn from pets may also be applicable to humans,? he said.

One of many questions the Golden Retriever Lifetime Study aims to address is how environmental chemicals may interact with genes in a breed that is susceptible to health problems. An estimated 60 percent of golden retrievers die from cancer, according to the Morris Animal Foundation, a nonprofit group that is funding the study. As a breed, they may be genetically susceptible, regardless of what chemicals they may have been exposed to.

The nationwide study will enroll 3,000 young golden retrievers and follow them through their entire lives. Page, one of the lead investigators, likens it to the Nurse?s Health Study, one of the longest running women?s health studies in the country.

?The opportunity will be quite seminal and transformative in terms of exposure science, because it will offer a new set of data with which to evaluate similarities with human exposure data,? Page said.

This research also may help experts develop treatments for diseases. ?We can cure anything in a mouse, but so many times new drugs fail miserably when taken straight from lab animals to human trials,? said Heather Wilson-Robles, a veterinary oncologist at Texas A&M University.

Dogs and cats develop diseases spontaneously for many of the same reasons people do, which means experts can predict from pets how a new drug may act in humans. ?Mouse models are really important in the development of new treatments, but we are skipping a step when we take a drug from lab animals to humans without first looking to our veterinary patients,? Wilson-Robles said.

In Reggie?s case, Riordan and her vet looked first to human studies to form a treatment plan. He received chemotherapy and experimental high-dose vitamin C injections, a treatment that Riordan had uncovered while researching options for her father. ?We thought if it worked in humans, it might work for dogs,? she said.

In February, less than two months after being diagnosed with canine lymphoma, Reggie died. Riordan wasn?t aware of the link between lawn-care products and lymphoma in dogs, but, she said, ?we were always really careful about chemicals. We don?t use pesticides in our yard or a lot of chemicals in the house.?

While Riordan hopes researchers may one day be able to prevent dogs like Reggie from getting cancer, she knows tragedy comes with pet ownership. ?We love them so much that even if they don?t die of cancer, they will ultimately break our hearts,? she said.

This story was originally published by EnvironmentalHealthNews.org

Source: http://www.eastbayexpress.com/92510/archives/2012/09/28/pets-share-our-environment-and-our-diseases

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